One of the most important aspects of deciding any major purchase is the budget. Getting your finances in place as soon as possible makes the whole buying process much simpler. Please use the Spanish mortgage calculator on this page to gain an insight into your monthly payments. Click below to check affordability and get pre-qualified.



Mortgage Direct have been operating in Spain since 2006. Since then, they have cemented their place as the leading independent broker in Spain. They offer a premium broking service to clients of all nationalities and secure the best possible deals.

Thornton & Steeden Real Estate has chosen to collaborate with Mortgage Direct over other brokers/intermediaries for the following reasons:

  • Qualified advisers

  • Native English and Dutch-speaking brokers some of whom can also communicate in Spanish, Portuguese and German

  • Work with all lenders offering finance for Spain 

  • Exclusive deals (see below)

  • Mortgage quotes within 24-48 hours

  • No-obligation advice delivered in a professional and friendly manner

  • Competitive fees for a premium service

If you wish to find out more about getting finance in Spain, Mortgage Direct is available to discuss your options with you and to provide a no-obligation mortgage quote They are completely independent and have a wealth of experience in a market where contacts are everything and premium service is key. 


Market conditions and exclusive deals:

Mortgage Direct is currently offering deals to non-residents with rates as low as Euribor 1.35% and fixed rates from 1.7%.

Now that the property market is steadily improving, more banks are lending again, which has increased competition and led to some very attractive deals becoming available to clients of Mortgage Direct.

At present, mortgages up to 70%* are available to non-residents and 80% to residents. There are some special deals above 80% available to young first-time-buyer resident clients.

Again, we recommend that you contact Mortgage Direct if you have questions relating to whether you would qualify for a mortgage, how much you would qualify for and what conditions may be available to you.

* mortgages are based on the lower of purchase price or valuation.

Try Our Spanish Mortgage Calculator and Get Pre Approved now...


Kemp House, 160 City Road, London, EC1V 2NX 

Call 0800 069 9984 or +34 951 490 275

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